Car notes can also be paid outside of a Chapter 13 plan of reorganization. Often the client is better off paying for the car himself, outside of the bankruptcy Chapter 13 plan of reorganization. If your attorney tells you to stop paying your car note, on a car that you want to keep, ask him how you benefit by not continuing to pay for it yourself. If he can’t give you a good reason, call our office at 337-494-1023 for a free consultation